How does Payvio price its exchange rate?

We start from the mid-market rate and add a published margin, which varies by corridor. The exact margin for every corridor we serve is listed on the rates page — nothing is hidden inside the number.

If we ever raise the margin on a corridor, that page updates first. We don't apply a quiet change inside the app without it being reflected there.

Unlike some competitors, we don't run a "first transfer free" rate that reverts to a worse one after — the rate you see on your first transfer is the same pricing structure every time.